UOB free ATM's in Thailand (no 150 Baht charge)
Posted 01 August 2009 - 04:43 AM
UOB does not charge. They have ATM's on Mezzanine floor Paragon (near bathrooms), Nana Skytrain station (Exit 1), 50 meters East of Emporium on Sukhumvit, etc. Haven't seen one in MBK, though.
Posted 01 August 2009 - 08:09 AM
So, we've got the following confirmed as not levying the charge:
- Government Savings Bank
Posted 06 August 2009 - 12:16 PM
Posted 06 August 2009 - 06:59 PM
About ATMs with errors, I use only Siam Commercial Bank in Thailand and only their ATMs next to a branch office during their business hours.
I had no problem so far. I will see next week, as I am going again to Pattaya for a short vacation.
Posted 29 August 2009 - 09:56 AM
Transaction fees can also add up quickly. Remember, if you withdraw money from an ATM instead of your bank, the average $1.50 fee is charged both by the cash machine AND by your bank.
As far as I understand, you have to pay totally USD 3,- as fee within the USA if you withdraw money from an ATM instead using the cash-machine of your own bank.
This is about baht 100,- for a transaction within the same nation in USD. Nobody seems to complain however.
And Thailand is charging baht 150,- for FOREIGN banks?
How much is USA charging for a foreign bank cash/card withdrawal, when using an ATM? And how much will the foreign bank be charged?
I had no errors, while using the Siam Commercial Bank ATMs in front of their bank offices in Pattaya/Jomtien during office time using my Japanese Citibank Cash-Card and Japanese Citibank Credit-Card last week.
Their ATMs were all working OK, also the passbook update and the cash deposit machine too.
However what I noticed the first time is a strange, unusual high exchange rate for that transaction, which is worse than changing money in cash even. For sure this was not the usual TTB-rate as used before.
This is new and this was never before - It seems, it is now better you bring cash money instead using any ATM in Thailand with a foreign credit/cash card.
Has anybody else a similar observation recently?
In my case the difference cash/card was (for baht 20000,-) :
1) + baht 150,- as fee
2) + approx baht 200,- out of the exchange rate difference.
Totally about baht 350,-
As I took baht 20000,- on arrival and some days later again baht 20000,- the total difference is about baht 700,-.
The same with both transaction. Unusual high exchange rate...
Posted 29 August 2009 - 03:30 PM
Posted 29 August 2009 - 05:27 PM
But what else do Thai banks charge? Additionally to the baht 150 fee? Additionally to the unusual bad exchange rate?
I just came home from Thailand, and I see in my statement that I got beside what I mentioned already in my previous posting, also an additionally baht 70,- fee for using an overseas ATM x 2 times, makes baht 140,-.
This fee however was paid back to me today by CitibankJapan, due to my Gold-Citibank-Cashcard status. However anybody, who has not a Gold-Cashcard with CitibankJapan, will pay that fees too.
Maybe in future we will move back again to cash money?
Posted 30 August 2009 - 03:26 AM
There and then i could just see the justification team talk inside the bank when this was implemented: " so ladies and gentlemen, farang have loadsa money so we will be charging them 150 baht per withdrawal to boost our profits"....intelligent guy says, "that sounds too much, that is half my daily wage, surely that will discourage people from coming here if we just rip them off", boss replies, "farangs are very rich you know, they don't care they just come here for the women anyway".
£3 even twice a month is £72 a year (nearly 4,000 baht)........PLUS MY BANK CHARGES ON TOP taking the total over £100 !!
Does anybody know of any free ATMs still?
I am looking into opening a thai bank account and putting money in there for free withdrawals.
Posted 30 August 2009 - 03:35 AM
Though, as Yohan suggests, if you maximise your withdrawals, I think it's Bangkok Bank that has a limit of 25,000 (the bank with the dark blue and orange colour scheme), you can reduce the impact of bank charges both here and with your own bank.
Posted 30 August 2009 - 04:10 AM
There is always a loss for you as the customer, either because of fees, or because of exchange rates, regardless how you are transferring the money. etc. Banks are expecting a profit out of any transaction.
The best is still to maximise withdrawals, using the upper-most limits, otherwise there is little what you can do about.
Also check all your banking accounts, and close all those, which are idle, which you do not use frequently.
It is better - considering regular banking fees - not to disperse your money but to use only one bank in your homecountry and only one in your hostcountry.
Posted 03 September 2009 - 04:43 PM
Anyone know of any ATM's that are still free?
I'm paid in the US, so it's expensive for me to get my hands on my own money. The ATM here charges a fee, my bank in the US charges both a fee and a conversion fee. Just another ripoff by the big banks.
Posted 03 September 2009 - 04:58 PM
I should have mentioned that this was on the 15th, and 16th of August. Both were for the 20,000 Bt Max... Ciao!
... just be happy you're not taking money out of an ATM in Laos. 2800 Bt Max withdrawl from international ATM card and 80 Bt Lao bank fee. It costs me $12 Canadian to Take out $100 Canadian by the time all is said and done!
Posted 04 September 2009 - 07:20 AM
I believe it's because HSBC is using the plus network, not Visa or Mastercard, so it's not a debit card also.
Other good things... - international transfer from HK to Thailand on the Internet is 110 HKD (less than £9), and when I've done it in the past, it's been credited to the bank account in Thailand on the same day.
Compare that to the UK where international transfers are more expensive, and slower (and I don't mean next day - usually 2 or 3 days).
Half the time, transfers between different parts of my own bank in the UK aren't even same day... - i.e. from my share account to my current account - is 3 days for god alone knows what reason when they're with the same bank, and this is after having to wait 3 days for the cash from the sale of shares to be available to transfer out...
If you live in Thailand - simple answer is to give up banking in the UK. (Note: I opened the HK bank account with my UK address...)
Posted 04 September 2009 - 08:31 AM
The trouble with my Hong Kong account is that I can't use the card outside Hong Kong at this time, it's just a local use card with BOCHK and I can't set up international transfers via Internet unless I show my face in the branch, although I should be in Hong Kong in the next month or two for a short visit. I also no longer live in Hong Kong, so I don't know how I will stand if I try to get an international ATM card issued, as I believe they send the card to your registered address (my account still has my old address in Hong Kong), unlike Thailand where they are issued in branch, as you know.
Posted 07 September 2009 - 09:15 AM
Posted 07 September 2009 - 09:28 AM
At least not for the present.
Posted 08 September 2009 - 05:53 AM
Posted 08 September 2009 - 10:27 AM
Posted 24 September 2009 - 04:46 PM
Posted 28 September 2009 - 02:18 PM
Posted 28 September 2009 - 02:38 PM
Posted 03 March 2010 - 07:43 AM
Bank of Ayudhya (the bright yellow one!) now does not seem to charge 150 bahts for foreign withdrawals. Tested with my UK HSBC Visa Debit card at the branch in Central Festival, Pattaya and also on one of the stand alone ATMs in Big C., Pattaya
Edited by MixedupJim, 03 March 2010 - 07:44 AM.
Posted 30 May 2011 - 11:27 PM
Posted 31 May 2011 - 03:20 AM
Posted 31 May 2011 - 03:49 AM
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